PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY BEFORE USING THIS SITE
Website terms and conditions
These terms and conditions (together with the documents referred to in it) tell you the terms and conditions on which you may make use of our website www. wealth-of-nations.org (our Site). Use of our Site includes accessing, browsing, or registering to use our Site.
Please read these terms and conditions carefully before you start to use our site, as these will apply to your use of our Site. We recommend that you print a copy of this for future reference.
By using our Site, you confirm that you accept these terms and conditions and that you agree to comply with them.
If you do not agree to these terms and conditions, you must not use our Site.
Other applicable terms
These terms and conditions refer to the following additional terms, which also apply to your use of our site:
If you use any of our news, pictures, TrustLaw services or media training (together our Services), the terms and conditions of that Service shall apply in addition to these terms and conditions.
Information about us
www.wealth-of-nations.org is a site operated by the Thomson Reuters Foundation (We). We are a registered charity in England and Wales (number 1082139) and a company limited by guarantee registered in England (number 04047905) at 30 South Colonnade, London, E14 5EP.
Changes to our site
We may update our Site from time to time, and may change the content at any time. However, please note that any of the content on our Site may be out of date at any given time, and We are under no obligation to update it.
We do not guarantee that our Site, or any content on it, will be free from errors or omissions.
Accessing our site
Our Site is made available free of charge.
We do not guarantee that our Site, or any content on it, will always be available or be uninterrupted. Access to our Site is permitted on a temporary basis. We may suspend, withdraw, discontinue or change all or any part of our Site without notice. We will not be liable to you if for any reason our Site is unavailable at any time or for any period.
You are responsible for making all arrangements necessary for you to have access to our Site.
You are also responsible for ensuring that all persons who access our Site through your internet connection are aware of these terms and conditions and other applicable terms and conditions, and that they comply with them.
Your account and password
If you choose, or you are provided with, a user identification code, password or any other piece of information as part of our security procedures or for any of our Services, you must treat such information as confidential. You must not disclose it to any third party.
We have the right to disable any user identification code or password, whether chosen by you or allocated by us, at any time, if in our reasonable opinion you have failed to comply with any of the provisions of these terms and conditions.
If you know or suspect that anyone other than you knows your user identification code or password, you must promptly notify us.
Intellectual property rights
You agree that all intellectual property rights in our Site, including copyright and trademarks, are and shall remain the property of us and/or third party providers and you shall not acquire any rights in them.
Using our content
You may not reproduce or republish content (including news, pictures and multimedia) into other web sites, frame our Site or otherwise exploit our content in any way, except as permitted herein, or where otherwise stated on the Site or other Thomson Reuters Foundation publication.
You must not use any part of the content on our Site for commercial purposes without obtaining a licence to do so from us or our licensors.
If you wish to make any use of content on our Site other than that set out herein, please contact us.
PRINTING AND DOWNLOADING
You may print off one copy, and may download extracts, of any page(s) from our Site for your personal use and you may draw the attention of others within your organisation to content posted on our Site.
Without prior consent, you must not modify the paper or digital copies of any materials you have printed off or downloaded in any way, and you must not use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text.
LINKING TO OUR SITE
You may link to our home page, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it.
You must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part without our prior written consent.
Third party links and resources in our site
Where our Site contains links to other sites and resources provided by third parties, these links are provided for your information only.
We have no control over the contents of those sites or resources.
No reliance on information
The content on our Site is provided for general information only. It is not intended to amount to advice on which you should rely. You must obtain professional or specialist advice before taking, or refraining from, any action on the basis of the content on our Site.
Although we make reasonable efforts to update the information on our Site, we make no representations, warranties or guarantees, whether express or implied, that the content on our Site is accurate, complete or up-to-date. We also make no representations, warranties or guarantees, whether express or implied, that the content on our Site published in languages other than English are free from errors of translation.
Limitation of our liability
Nothing in these terms and conditions excludes or limits our liability for death or personal injury arising from our negligence, or our fraud or fraudulent misrepresentation, or any other liability that cannot be excluded or limited by English law.
To the extent permitted by law, we exclude all conditions, warranties, representations or other terms which may apply to our Site or any content on it, whether express or implied.
We will not be liable to any user for any loss or damage, whether in contract, tort (including negligence), breach of statutory duty, or otherwise, even if foreseeable, arising under or in connection with:
If you are a business user, please note that in particular, we will not be liable for:
If you are a consumer user, please note that we only provide our Site for domestic and private use. You agree not to use our Site for any commercial or business purposes, and we have no liability to you for any loss of profit, loss of business, business interruption, or loss of business opportunity.
We will not be liable for any loss or damage caused by a virus, distributed denial-of-service attack, or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of our Site or to your downloading of any content on it, or on any website linked to it.
We assume no responsibility for the content of websites linked on our Site. Such links should not be interpreted as endorsement by us of those linked websites. We will not be liable for any loss or damage that may arise from your use of them.
We assume no responsibility for any errors of translation in content on our Site.
Different limitations and exclusions of liability will apply to liability arising as a result of the use of any of our Services by you, which will be set out in the relevant terms and conditions for that Service.
Uploading content to our site
Whenever you make use of a feature that allows you to upload content to our Site, or to make contact with other users of our Site, you must comply with the content standards set out in our Acceptable Use Policy.
You warrant that any such contribution does comply with those standards, and you will be liable to us and indemnify us for any breach of that warranty.
Any content you upload to our Site will be considered non-confidential and non-proprietary, and we have the right to use, copy, distribute and disclose to third parties any such content for any purpose.
We also have the right to disclose your identity to any third party who is claiming that any content posted or uploaded by you to our Site constitutes a violation of their intellectual property rights, or of their right to privacy.
We will not be responsible, or liable to any third party, for the content or accuracy of any content posted by you or any other user of our Site.
We have the right to remove any posting you make on our Site if, in our opinion, your post does not comply with the content standards set out in our Acceptable Use Policy.
The views expressed by other users on our Site do not represent our views or values.
Viruses
We do not guarantee that our Site will be secure or free from bugs or viruses.
You are responsible for configuring your information technology, computer programmes and platform in order to access our Site. You should use your own virus protection software.
You must not misuse our Site by knowingly introducing viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful. You must not attempt to gain unauthorised access to our Site, the server on which our Site is stored or any server, computer or database connected to our Site. You must not attack our Site via a denial-of-service attack or a distributed denial-of service attack. By breaching this provision, you would commit a criminal offence under the Computer Misuse Act 1990. We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use our Site will cease immediately.
Applicable law
These terms and conditions, its subject matter and its formation (and any non-contractual disputes or claims) are governed by English law. Both you and we agree that the courts of England and Wales will have exclusive jurisdiction.
Trademarks
“THOMSON REUTERS FOUNDATION” and “TRUSTLAW” are trademarks of the Thomson Reuters Foundation.
COPYRIGHT
Copyright Thomson Reuters Foundation 2018. All content provided on this Site is owned by or licensed to Thomson Reuters Foundation and/or its affiliates (the Thomson Reuters Foundation Content) and protected by international copyright laws. We and our licensors retain all proprietary rights to the Thomson Reuters Foundation Content.
The Thomson Reuters Foundation Content may not be reproduced, transmitted or distributed without our prior written consent.
DISCLAIMER
This Site, and any newsletters sent by us (Foundation Newsletters), do not provide legal advice or create a lawyer-client relationship. The information contained on our Site and in any Foundation Newsletters is for informational purposes only and does not constitute legal advice, or create a lawyer-client relationship between you and us. You should not act or fail to act based on the information on this site or on any Foundation Newsletters without first seeking appropriate legal or other professional advice about your specific facts and circumstances, from a lawyer licensed in your jurisdiction.
The content on this Site and in any Foundation Newsletters, including news, quotes, data and other information, is provided by us and our third party content providers for your personal information only, and is not intended for trading purposes. Content on this Site or on any Foundation Newsletters is not appropriate for the purposes of making a decision to carry out a transaction or trade. Nor does it provide any form of advice (investment, tax, legal) amounting to investment advice, or make any recommendations regarding particular financial instruments, investments or products.
This Site is provided by us on an “as is” and “as available” basis. We make no representations or warranties of any kind express or implied, as to the operation of this Site, or the information, content or materials included on this Site. You expressly agree that your use of this Site is at your sole risk.
Neither we nor our third party content providers shall be liable for any errors, inaccuracies or delays in content, or for any actions taken in reliance thereon.
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, WE EXPRESSLY DISCLAIM ALL WARRANTIES, EXPRESSED OR IMPLIED, AS TO THE ACCURACY OF ANY CONTENT PROVIDED, OR AS TO THE FITNESS OF THE INFORMATION FOR ANY PURPOSE.
Although we make reasonable efforts to obtain reliable content from third parties, we do not guarantee the accuracy of or endorse the views or opinions given by any third party content provider. This Site may point to other Internet sites that may be of interest to you however we do not endorse or take responsibility for the content on such other sites.
NEWSLETTERS
Whilst we have used reasonable endeavours to ensure that the information provided by us in the Foundation Newsletters is accurate and up to date as at the time of issue, we reserve the right to make corrections and do not warrant that it is accurate or complete. News will change with time. We hereby disclaim to the fullest extent permitted by applicable law, all liability in relation to the Foundation Newsletters and do not give any warranties (including any statutory ones) in relation to the news.
This is a free service and therefore you agree by receiving any Foundation Newsletter(s) that this disclaimer is reasonable. Any copying, redistribution or republication of Foundation Newsletter(s), or the content thereof, for commercial gain is strictly prohibited.
Acceptable Use Policy
This acceptable use policy sets out the terms between you and us under which you may access our website: wealth-of-nations.org (our Site). This acceptable use policy applies to all users of, and visitors to, our Site.
Your use of our Site means that you accept, and agree to abide by, all the policies in this acceptable use policy, which supplement our Website Terms and Conditions.
Prohibited uses
You may use our Site only for lawful purposes. You may not use our Site:
You also agree:
Interactive services
We may from time to time provide interactive services on our Site, including, without limitation:
(each an Interactive Service).
Where we do provide any Interactive Service, we will provide clear information to you about the kind of service offered, if it is moderated and what form of moderation is used (including whether it is human or technical).
We will do our best to assess any possible risks for users (and in particular, for children) from third parties when they use any Interactive Service provided on our Site, and we will decide in each case whether it is appropriate to use moderation of the relevant service (including what kind of moderation to use) in the light of those risks. However, we are under no obligation to oversee, monitor or moderate any Interactive Service we provide on our Site, and we expressly exclude our liability for any loss or damage arising from the use of any Interactive Service by a user in contravention of our content standards, whether the service is moderated or not.
The use of any of our Interactive Services by a minor is subject to the consent of their parent or guardian. We advise parents who permit their children to use an Interactive Service that it is important that they communicate with their children about their safety online, as moderation is not foolproof. Minors who are using any Interactive Service should be made aware of the potential risks to them.
Where we do moderate an Interactive Service, we will normally provide you with a means of contacting the moderator, should a concern or difficulty arise.
Content standards
These content standards apply to any and all material which you contribute to our Site (Contributions), and to any Interactive Service associated with it.
You must comply with the spirit of the following standards as well as the letter. The standards apply to each part of any Contribution as well as to its whole.
Contributions must:
Contributions must not:
Suspension and termination
We will determine, in our discretion, whether there has been a breach of this acceptable use policy through your use of our Site. When a breach of this policy has occurred, we may take such action as we deem appropriate.
Failure to comply with this acceptable use policy constitutes a material breach of the terms and conditions upon which you are permitted to use our Site, and may result in our taking all or any of the following actions:
We exclude liability for actions taken in response to breaches of this acceptable use policy. The responses described in this policy are not limited, and we may take any other action we reasonably deem appropriate.
Changes to the acceptable use policy
We may revise this acceptable use policy at any time by amending this page. You are expected to check this page from time to time to take notice of any changes we make, as they are legally binding on you. Some of the provisions contained in this acceptable use policy may also be superseded by provisions or notices published elsewhere on our Site.
Privacy and Cookies Policy
The Thomson Reuters Foundation (We) are committed to protecting and respecting your privacy. This policy (together with our Website Terms and Conditions and any other documents referred to on it) sets out the basis on which any personal data we collect from you, or that you provide to us, will be collected and processed by us. Please read the following carefully to understand our views and practices regarding your personal data and how we will treat it.
The data controller is Thomson Reuters Foundation and its trading subsidiary, Reuters Foundation Consultants Limited (30 South Colonnade, London, E14 5EP).
You have the right to make a complaint at any time to the Information Commissioner’s Office (ICO), the UK supervisory authority for data protection issues (www.ico.org.uk). We would, however, appreciate the chance to deal with your concerns before you approach the ICO so please contact us in the first instance.
Information we may collect from you
We may collect and process the following data about you:
IP addresses
We may collect information about your computer, including where available your IP address, operating system and browser type, for system administration and to report aggregate information to our advertisers. This is statistical data about our users’ browsing actions and patterns, and does not identify any individual.
Cookies
Our Site uses cookies to distinguish you from other users of our Site. This helps us to provide you with a good experience when you browse our Site and also allows us to improve our Site. For detailed information on the cookies we use and the purposes for which we use them see our Cookie Policy.
Where we store your personal data
The data that we collect from you may be transferred to, and stored at, a destination outside the European Economic Area (“EEA”). It may also be processed by staff operating outside the EEA who work for us or for one of our suppliers. By submitting your personal data, you agree to this transfer, storing or processing. We will take all steps reasonably necessary to ensure that your data is treated securely and in accordance with this privacy policy.
Where we have given you (or where you have chosen) a password which enables you to access certain parts of our Site, you are responsible for keeping this password confidential. We ask you not to share a password with anyone.
Unfortunately, the transmission of information via the internet is not completely secure. Although we will do our best to protect your personal data, we cannot guarantee the security of your data transmitted to our Site; any transmission is at your own risk. Once we have received your information, we will use strict procedures and security features to try to prevent unauthorised access.
Uses made of the information
We use information held about you in the following ways:
We will only use your personal data when the law allows us to. Most commonly, we will use your personal data in the following circumstances:
Where we need to comply with a legal or regulatory obligation.
Disclosure of your information
We have put in place appropriate security measures to prevent your personal data from being accidentally lost, used or accessed in an unauthorised way, altered or disclosed.
We may disclose your personal information to any member of our group, which means our subsidiaries, our ultimate holding company and its subsidiaries, as defined in section 1159 of the UK Companies Act 2006.
We may disclose your personal information to third parties:
We will only retain your personal data for as long as necessary to fulfil the purposes we collected it for, including for the purposes of satisfying any legal, accounting, or reporting requirements.Access to information
You have the right to:
You will not have to pay a fee to access your personal data (or to exercise any of the other rights). However, we may charge a reasonable fee if your request is clearly unfounded, repetitive or excessive. Alternatively, we may refuse to comply with your request in these circumstances.
We may need to request specific information from you to help us confirm your identity and ensure your right to access your personal data (or to exercise any of your other rights). This is a security measure to ensure that personal data is not disclosed to any person who has no right to receive it. We may also contact you to ask you for further information in relation to your request to speed up our response.
We try to respond to all legitimate requests within one month. Occasionally it may take us longer than a month if your request is particularly complex or you have made a number of requests. In this case, we will notify you and keep you updated.
Changes to our privacy policy
Any changes we may make to our privacy policy in the future will be posted on this page and, where appropriate, notified to you by e-mail.
COOKIE POLICY
Our Site uses cookies to distinguish you from other users of our Site. This helps us to provide you with a good experience when you browse our Site and also allows us to improve our Site. By continuing to browse the Site, you are agreeing to our use of cookies.
A cookie is a small file of letters and numbers that we store on your browser or the hard drive of your computer if you agree. Cookies contain information that is transferred to your computer’s hard drive.
We use the following cookies:
Homepage filter preference
Name: homepageFilter
Purpose: When required, will be used to remember which filter you have selected on the homepage – or your custom filter preferences.
Community and Events filter preferences
Name: communityFilter
Purpose: When required, will be used to remember which filter you have selected on the Community and Events section.
Session cookie
Name: JSESSIONID
Purpose: When required, cookies beginning with ‘JSESS’ are used to track an individual’s persistent status, such as whether they are logged in.
Google analytics
Name: __utma, __utmb, __utmc, __utmz
Purpose: These cookies are used to collect information about how visitors use our Site. We use the information to compile reports and to help us improve the Site. The cookies collect information in an anonymous form, including the number of visitors to the Site, where visitors have come to the Site from and the pages they visited.
Hide Homepage promo
Name: hideHomepagePromo
Purpose: When required, this cookie will remember that you decided to close the promo bar on the Homepage.
Hide Community and Events promo
Name: hideCommunityEventsPromo
Purpose: When required, this cookie will remember that you decided to close the promo bar on the Community and Events pages.
Hide Services promo
Name: hideServicesPromo
Purpose: When required, this cookie will remember that you decided to close the promo bar on the services pages.
Hide Cookie Warning
Name: cookieWarning
Purpose: When required, this cookie will remember that you agreed to the Cookie notice and will no longer show the message.
Please note that third parties (including, for example, advertising networks and providers of external services like web traffic analysis services) may also use cookies, over which we have no control. These cookies are likely to be analytical/performance cookies or targeting cookies.
You block cookies by activating the setting on your browser that allows you to refuse the setting of all or some cookies. However, if you use your browser settings to block all cookies (including essential cookies) you may not be able to access all or parts of our Site.